Restructuring that protects the business — and the people behind it.
Verasi is a restructuring management firm for UK directors. From cash flow rescue to HMRC debt solutions and exit support, we work alongside a trusted network of accountants, financial advisors and insolvency practitioners to deliver the right outcome.
Our Network
Restructuring, delivered with the right people in the room.
Verasi partners with a trusted network of accountants, financial advisors and insolvency practitioners — bringing the full toolkit to every restructuring case, without you ever having to chase it.
Accountants
Numbers, forecasts and tax position — clearly understood before any decision is made.
Financial Advisors
Strategic capital, lending and personal financial planning to support the restructure.
Insolvency Practitioners
Licensed IPs for formal procedures when restructuring needs a regulated framework.
What We Do
Restructuring built around your situation.
Cash Flow Rescue
Stabilise cash flow under pressure — buying you the time and headroom to restructure on your terms.
HMRC Debt Solutions
Time-to-Pay arrangements and negotiated outcomes for VAT, PAYE, Corporation Tax and bounce-back loans.
Business Rescue Programme
A structured turnaround plan that protects the business, the directors and the people who depend on it.
Director Advisory
Plain-English guidance for directors navigating financial pressure, creditor action and personal risk.
Debt Restructuring
Restructure obligations across lenders, suppliers and HMRC into a manageable, future-proof position.
Business Sale Preparation
Position your business for a clean, well-valued sale — even when time and circumstances are tight.
Business Exit & Closure Support
Orderly, dignified exits — protecting directors and reputations through every step of closure.
Personal Guarantee Support
We negotiate directly with creditors to reduce personal guarantee liabilities and protect your position.
How we work
A clear path from pressure to peace of mind.
01
Listen
A confidential conversation to understand your position and the pressure you're under.
02
Strategise
A tailored plan covering creditors, HMRC, personal guarantees and director risk.
03
Resolve
We negotiate, restructure or close — and protect your name on the way through.
£40M+
Director liabilities resolved
100%
Confidential handling
24hrs
First response promise
0
Records published publicly
Sector Experience
Restructuring expertise across the UK economy.
From owner-managed businesses to mid-market groups, we have advised directors across the sectors that drive the UK — bringing commercial judgement, not just process.
Recent Outcomes
Real results for real directors.
£2.4M
HMRC debt restructured
Negotiated a Time-to-Pay arrangement protecting 38 jobs and securing two key client contracts.
78%
Personal guarantee reduction
Director liability cut from £640k to £140k via direct creditor negotiation and settlement plan.
11 weeks
Solvent business sale
Prepared a £4.1M group for trade sale, preserving brand, staff and supplier relationships.
Director Testimonials
Trusted at the most difficult moments.
"Verasi gave us a plan within 48 hours. For the first time in months I could sleep."
Managing Director
Construction Group, North East
"They negotiated with HMRC and our bank in parallel. The business is still trading today."
Founder
Hospitality Operator, Midlands
"Discreet, commercial and genuinely on our side. A different experience from the start."
Chair
Manufacturing Holding, Yorkshire
Governance
Standards we work to.
ICAEW-aligned
Accountancy network
Licensed IPs
Regulated partners
GDPR-compliant
ICO registered
NDA on request
Confidential by default
Common Questions
You're not the first to ask.
Will I be held personally liable for my company's debts?
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In most cases, directors are not personally responsible for company debts. However, if you have signed a personal guarantee, you may be liable. We can help you negotiate and reduce these obligations.
Will insolvency affect my personal credit rating?
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Company insolvency does not usually impact your personal credit file. Issues may only arise if you have signed personal guarantees or there has been evidence of wrongful trading.
What happens to my employees if my company becomes insolvent?
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Employees are usually made redundant, but can claim statutory redundancy pay and other entitlements from the government. We guide you through the process.
Can I be a director again after my company closes?
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Yes, in most cases you can. Restrictions only apply if you are disqualified for misconduct. We work to protect your ability to continue as a director.
Will HMRC pursue me personally for company tax debts?
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Generally HMRC pursues the company, not the director. We help defend you from personal exposure where any liability claim arises.
Ready to take the next step?
One confidential conversation could change the path your business is on. No pressure, no judgement — just expert advice.
